Foreclosure Defense
Franklin Law understands that many people are confused whether they should hire a foreclosure attorney or a loan modification firm to assist them in saving their home. Under many state and federal laws, loan modification firms cannot advise you of your legal rights or represent you in court to fight foreclosure.
Personal Bankruptcy
Bankruptcy is the process by which consumers and businesses can resolve debt, stop Foreclosure, repossession, and lawsuits. Filing bankruptcy may clear debt, stop creditor harassment, and provide additional time to repay bills. Bankruptcy is broken down into two main classifications: Personal Bankruptcy and Business Bankruptcy. Personal Bankruptcy Also known as Consumer Bankruptcy, this pertains to individuals. Individuals may choose to file bankruptcy to resolve a hopeless financial situation, or to delay debt-collection for a period of time to allow for financial reorganization. Personal Bankruptcy generally takes one of two forms: Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.
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Credit Repair
Franklin Law is not an online credit repair shop, but a general service consumer advocacy law firm. We are here to help you, the consumer, take action to restore your credit.Did you know you have that the Fair Credit Reporting Act and other federal laws working on your behalf, enabling you, the consumer, the right to question any information on your credit report?We here at Franklin Law know how to use these laws to help you question any inaccurate, incomplete, misleading, ambiguous, untimely, unclear and biased information. If any item on your credit report can not be verified, these credit bureaus must remove them. Let Franklin Law, help you restore your credit.
Real Estate Law
Our Real Estate practice is counsel to hedge funds, both residential and commercial developers, including developers of single-family homes, condominiums, townhouses, shopping centers, rural subdivisions, industrial and office buildings, hotels, resorts, water parks, amusement parks, and other multi-use projects. Representation in this area has included structuring complex sale and acquisition agreements, joint venture and subscription agreements, including zoning and site plan representation, and negotiation and closing of complex mortgage financing on behalf of major lenders and developers.
Loan Modification
A Loan Modification allows homeowners to change the terms of their existing mortgage note to help them stay in their home and avoid foreclosure. You do not have to be late or in foreclosure to apply for a loan modification, you simply need to demonstrate a financial hardship or that you were sold a bad loan through predatory lending. Here at Franklin Law, we understand that getting a Loan Modification to reduce your mortgage payments can be an exhausting process. We want homeowners to feel at ease from the moment they entrust in our firm which is why we provide status updates online throughout the entire process and allow you to communicate directly with your negotiator at our firm rather than staying on hold with the bank for hours! Contact us today for a free, no obligation consultation.
Debt negotiation
Debt negotiation is a process that will help you settle your unsecured debt at a significantly reduced cost. The attorney network we refer you to will provide you with a custom- tailored program which is both a time and cost efficient means to settling your credit cards and other qualified debts, in contrast to options such as debt consolidation and credit counseling, as well as the extreme option of bankruptcy. If you would like to get a better understanding of your options, please click on read more.